• in Investments

    UNDERSTANDING BAD DEBT

    There is such a thing as good debt! If you know and understand that spending beyond your means and using credit cards to bolster your lifestyle is an example of bad debt, then you are going to get this post.  If you think that credit cards a good tool to use for convenience and you...
  • in Investments

    DEALING WITH COLLECTION AGENCIES

    Collection agencies are not your enemy. Most people see collection agencies as their enemy because they either had a bad experience with one or heard of a bad experience with one.  It does not have to be like that.  In fact collections is one of the most regulated businesses by government.  Collection agencies need to...
  • in Investments

    BACK TO SCHOOL ALREADY

    How do we prep financially for back to school? The hope is that most people have been putting a side resources for back-to-school long before now.  It’s funny how this time creeps up on you.  If you have kids and have not put something away then you are about to be surprised!  School expenses, at...
  • in Investments

    GET A SECOND MORTGAGE NOW!

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  • in Investments

    SUMMER SPENDING RECOVERY

    How do I recover after spending so much during summer? It never ends and during summer it is even worse than usual.  Spending!  before you know it school, for those of us with kids, comes knocking and it won’t be cheap.  So what to do?  If you were smart you worked out a budget for...
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