Wednesday, 05 July 2017 / Published in Credit, Refinancing Your Property

RATES RATES AND MORE RATES!

Sometimes rates are higher; but do you know why? When your credit is bad and you have accumulated a great deal of bad debt – you will pay higher rates to borrow money; even money from your own home.  The only way of avoiding this is to sell your home and take the equity in
Tuesday, 04 July 2017 / Published in Buying a home, Credit, Homeowners, Investments

I AM SELF-EMPLOYED WILL I STILL GET THE MORTGAGE?

Many self-employed people can’t get mortgages or other loans. Self-employed?  Sub-contractor?  The odds are against you getting a loan or a mortgage unless you come see us at LM Financial Services!  We say yes because we take the time to get to know you and to get to know your situation.  It is already nerve
Tuesday, 04 July 2017 / Published in Credit, Refinancing Your Property

WE LEND MONEY ACROSS CANADA!

Can I get a second mortgage if I live in Nova Scotia? Yes you can get a second mortgage from LM Financial Services if you live in Nova Scotia.  Our network of investors is across Canada and we have a loan for almost any situation as long as you have equity in your home.  Not
Monday, 26 June 2017 / Published in Credit, Homeowners, Refinancing Your Property

NO LAWYER NO DEAL

You must have a lawyer involved when dealing with second mortgage deals! At LM Financial Services we make sure that everyone is represented legally before you sign on the dotted line!
Thursday, 15 June 2017 / Published in Credit, Refinancing Your Property

SECOND MORTGAGES

Get a second mortgage & get out of debt Stephen Poloz, The Governor of the Bank of Canada, recently hinted that interest rates will likely start to rise.  The time to get a second mortgage and taking advantage of the equity in your home in order to clear debt is now!  Historically high housing prices
Tuesday, 13 June 2017 / Published in Credit, Homeowners, Refinancing Your Property

I HAVE EQUITY IN MY HOME & CAN’T GET A LOAN

I have bad credit; But I have equity in my home Then you qualify for a loan from Lending Money Financial Services.  We will approve your loan application and fix your credit.  Our goal with all of our clients is first to get you what you need; then give you all the education to stay
Tuesday, 13 June 2017 / Published in Credit, Investments, Refinancing Your Property

PRIVATE MORTGAGE, CONVENIENCE

Who wants to wait when you need a second mortgage now!?! How long does it take to get a private mortgage? When you’re up against time, because things have a way of creeping up, it is good to know that a private lender can do things much more quickly than a bulky institution.  That is
Monday, 12 June 2017 / Published in Credit

WE FIX BAD CREDIT!

Most people with bad credit can’t fix it It can be difficult, at times, to maintain a good or great credit score.  Sometimes a change in life can affect your current situation and leads to a drop in one’s credit score.  A sickness, a death, loss of a job etc.  When and if something like
Thursday, 08 June 2017 / Published in Credit

CREDIT SCORES BAD/GOOD

What does my credit score have to be to qualify?   Banks need credit scores to be perfect but we don’t! What is in a name/number?  In the world of credit and financial independence your number, credit score, is one of the most important factors in deciding if you should be granted a loan for
Monday, 15 May 2017 / Published in Credit

Credit Health

About 8 years ago I tried to explain to my now 23-year-old daughter how and why credit health is important. At the time she was asking about getting a cell phone and I told her that she will get one when the time is right; but that if she wanted to be on her own