Who We Are

With over 10 years of experience in alternative lending, LM is an industry leader in helping Canadians.

LM Financial Services Inc (LM) is an expert in providing advice and creative financing solutions for those looking to rebuild or establish their credit. Although almost everything we do relies on using credit in one form or another, most Canadians are not educated in establishing and maintaining their credit score. Learn More

Our dedicated team of professionals walk clients through the process of obtaining the financing they need to boost their credit and clear up anything that might be holding them back.

After over 10 years of experience in alternative lending, LM is an industry leader in helping Canadians get on the right track with their financing. Throughout the years, we have developed a comprehensive application process to help us determine which financial vehicle to employ to make the most impact on a client’s credit health.

With the goal of serving as Canada’s one-stop-shop for credit services, our affiliate companies – Centum LM Group and Financial Square Inc – allow us the privilege of not only providing services to individuals but to businesses as well.”

Leading the way to financial strength, we are the pioneers of creative solutions to credit repair.

Our dedicated team of professionals walk clients through the process of obtaining the financing they need to boost their credit and clear up anything that might be holding them back.

Download Documents and Forms

•       Apply for a Mortgage
•       Client Consent Form

Refinancing is also a good option to pull out equity for consolidating, home improvements, investments, college expenses, and more.

Google Reviews

Lukas Kalantzakos
03:26 26 Apr 18
Nathan Okoye
21:56 07 Jun 18
I had a great experience with what would have been a very difficult situation because of a second mortgage LM Financial Services was able to get for me. I am making this positive review because if it wasn't for the agent who made certain I received a substantial debt settlement and then funded my second mortgage quickly...I would have been forced to sell my house to pay me debt.
Jason Barker
01:41 17 Dec 18
When your back is against the wall financially and you have very few choices it is good to know, there is a company like LM Financial Services. The agent I spoke to, Renato, took his time with me and explained all of the things I needed to know in order to understand the process and feel comfortable taking out a second mortgage in order to pay off the debt I had. I am glad I did it and I have a plan to get out of debt in the next 3 years. If you have bad credit and owe money LM is a great solution!
Shivonne S
14:05 17 Dec 18
My experience with LM Financial Services was a breath of fresh air. I was literally drowning with no prospect of getting out of a messed up financial situation. I did not know what to do to save my house and what little credit score I had left. LM Financial Services is not for the borrower who can go to the banks – the agents there specialize in dealing with people like me that have bad credit and owe a lot of bad debt. It’s been a year since my loan and I just got my LM loan refinanced into my first mortgage at a major institution. All I had to do was stick to the plan they laid out for me and not get into any other debt.
Will Thrun
18:19 17 Dec 18
I was skeptical at first to consolidate my debits. But after taking advise from a friend I went to LM Financial. My only regret is that I hadn't done it sooner.
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Client Testimonials

"I want to say thank you for all the hard work you are doing on my behalf. This has not been easy and you never gave up, even with all the surprises I threw at you. No matter if this ended up with a no go for me or a yay you are good to go it’s important to note that you and absolutely everyone I spoke with at LM Financial were great. Professional, kind and always treated me with dignity and respect. That is not always the case for someone in my position and I truly appreciate it. Thank you"

Michelle Bates

Manager
Ecklundson Construction Ltd.
" After working in the financial world for almost 20 years, I have never dealt with a lending institution that works so hard and values their clients like LM Financial does! They treat people like family and always get the $$ needed to help rebuild consumers credit! Thanks to you Julieth, and the rest of the LM Financial Team!!!! It's a pleasure working with you!!!!!"

Rodney Maksinuk

Senior Collections Officer
National Credit Recovery INC
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